Home Equity

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Erin Walter
NMLS ID:  856926

Cindy Brown
NMLS ID:1749389

Home-Equity Line-of-Credit

Unlock the equity in your home with our Home Equity Loans.

A Home Equity loan is a smart way to go for any of your financial needs, such as purchasing a new or used automobile, home remodeling, school tuition, the vacation you've been longing for, or even debt consolidation to pay off those high interest rate credit cards.

Home Equity Line-of-Credit Features:

• Gives you the option to borrow up to 90% of the appraised value of your home less your first mortgage balance
• No annual fee
• Variable, low interest rate - indexed to Prime Rate
• Adjusted quarterly
• Low closing costs
• Affordable payments – terms up to 180 months
• Interest may be tax deductible (consult your tax advisor)

Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO's to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.